SOUTH BEND, Ind. — Mercy James thought she had lost her rental property here to foreclosure. A date for a sheriff’s sale had been set, and notices about the foreclosure process were piling up in her mailbox.Ms. James had the tenants move out, and soon her white house at the corner of Thomas and Maple Streets fell into the hands of looters and vandals, and then, into disrepair. Dejected and broke, Ms. James said she salvaged but a lesson from her loss.
So imagine her surprise when the City of South Bend contacted her recently, demanding that she resume maintenance on the property. The sheriff’s sale had been canceled at the last minute, leaving the property title — and a world of trouble — in her name.
“I thought, ‘What kind of game is this?’ ” Ms. James, 41, said while picking at trash at the house, now so worthless the city plans to demolish it — another bill for which she will be liable.
City officials and housing advocates here and in cities as varied as Buffalo, Kansas City, Mo., and Jacksonville, Fla., say they are seeing an unsettling development: Banks are quietly declining to take possession of properties at the end of the foreclosure process, most often because the cost of the ordeal — from legal fees to maintenance — exceeds the diminishing value of the real estate.
30.3.09
Signals of Impending Doom: Walk Away, Walk Away
28.3.09
How does your garden grow
26.3.09
24.3.09
You Say You Want a Revolution
You say you want a revolutionIt's morbid all right, this obsession with destruction, collapse, implosion; The End Of The World As We Know It. I don't deny that I'm a morbid fellow. I think a lot about the worst that could possibly happen; the water wars, the race riots, the marching Christian Soldiers. The Big Wave, Yellowstone Caldera, the Extinction Level Event. Nuclear apocalypse, grey goo, pandemic panic, and good old-fashioned Fascism; it's all swirling around in there. And I'm not by any means some survivalist nut case, who thinks I can survive the apocalypse with a rifle and a lifetime supply of canned beans; I like to think I'm a bit smarter than that. Sooner or later you have to leave the house for some food and water, that is, if the asset-strippers don't just burn you out and call it done. No, I'm aware that in the case of the total breakdown - provided I don't just outright die -my best bet for survival is going to be to knuckle under to whoever ends up in charge. I don't want the world to end. I'm not a revolutionist. Violent insurgency is for crypto-fascists, wingnut wankers, and people with absolutely nothing left to lose. If the Anarchist project is going to succed, it will be a quiet revolution; the kind that will not be televised. It'll be through people coming together at the level of the neighbourhood, the worker-owned business and the shop union to quietly and peacefully start doing things for themselves.
Well, you know
We all want to change the world
You tell me that it's evolution
Well, you know
We all want to change the world
But when you talk about destruction
Don't you know that you can count me out
- The Beatles, Revolution
You said you wanted evolution
The ape was a great big hit
You say you want a revolution, man
And I say that you're full of shit
- Marilyn Manson, Disposable Teens
I want to car, skid and crash
Into the brave new world
I want to ride
We want revolution
Constant evolution
Start your engines blow your fuses
Burn the bridges for the future
This is our solution
- Covenant, We Want Revolution
23.3.09
The Inverted Pyramid
[...] let’s consider the paper losses. They are a heartache. If I had invested $1 million with Madoff and thought it had grown to $5 million, I would be devastated to learn that I suddenly had nothing. I might have relied on that $5 million for my retirement while spending down the rest of my assets.
But from another perspective, I’ve lost a lot less than $5 million. If I hadn’t invested in Madoff, I would have ended up with less than $5 million. Indeed, the recent collapse of stock prices in some ways mitigates the harm of Madoff’s mischief even more. If I hadn’t invested with Madoff, I might very likely have invested with some other hedge fund that took a beating this last year. Maybe Madoff only made me lose half a million.
21.3.09
Technological Revolution
Like all legends, the Amish myth is based on some facts. The Amish, particular the Old Order Amish -- the stereotypical Amish depicted on calendars – really are slow to adopt new things. In contemporary society our default is set to say "yes" to new things, and in Old Order Amish societies the default is set to "no." When new things come around, the Amish automatically start by refusing them. Thus many Old Order Amish have never said yes to automobiles, a policy established when automobiles were new. Instead, they travel around in a buggy hauled by a horse. Some orders require the buggy to be an open carriage (so riders – teenagers, say – are not tempted with a private place to fool around); others will permit closed carriages. Some orders allow tractors on the farm, if the tractors have steel wheels; that way a tractor can't be "cheated" to drive on the road like a car. Some groups allow farmers to power their combine or threshers with diesel engines, if the engine only drives the threshers but is not self-propelled, so the whole smoking, noisy contraption is pulled by horses. Some sects allow cars, if they are painted entirely black (no chrome) to ease the temptation to upgrade to the latest model.[...]Ivan is an Amish alpha-geek. He is always the first to try a new gadget or technique. He gets in his head that the new flowbitzmodulator would be really useful. He comes up with a justification of how it fits into the Amish orientation. So he goes to his bishop with this proposal: "I like to try this out." Bishop says to Ivan, "Okay Ivan, do whatever you want with this. But you have to be ready to give it up, if we decide it is not helping you or hurting others." So Ivan acquires the tech and ramps it up, while his neighbors, family, and bishops watch intently. They weigh the benefits and drawbacks. What is it doing to the community? Cell phone use in the Amish began that way. According to anecdote, the first Amish alpha geeks to request permission to use cell phones were two ministers who were also contractors. The bishops were reluctant to give permission but suggested a compromise: keep the cell phones in the vans of the drivers. The van would be a mobile phone shanty. Then the community would watch the contractors. It seemed to work so others early adopters picked it up. But still at any time, even years later, the bishops can say no.
15.3.09
13.3.09
Post-Fall genetic modification and/or bestiality
At creation creatures that were to become pathogens, parasites, and predators:
had dual gene sets: (such as in holometabola: larva, pupa, and adult) one gene set for benign morphology and behavior (sinless contingency) and one for malignant morphology and behavior (Fall contingency) with only the benign genes sets expressed prior to the Fall.
had malignant morphological gene sets expressed for an imminent preordained (or fore-known) Fall, with no usage prior to the Fall. Malignant behavioral gene sets expressed after the Fall.
had the same malignant morphology before and after the Fall, however benign usage was normative before the Fall. After the Fall micro-evolutionary factors altered benign behavior into malignant behavior.
were morphologically and behaviorally benign and then subsequent to the Fall malignant genes were designed, created, and incorporated into the genome of certain creatures transforming them into pathogens, parasites, and predators.
were subject to random mutation and natural selection after the Fall transforming their benign gene sets into malignant gene sets. The latter were not designed by God.
were completely benign in all respects but at the Fall the enemy (Satan, et. al.) engaged in post-Fall genetic modification and/or bestiality that resulted in creatures with malignant behavior and morphology.
12.3.09
Das Kapital: The Musical!
To director He Nian, Das Kapital and the theory of surplus value are serious issues, yet he wants to make them fun to watch. He will set the play in a business. In the first half of the story, the employees discover that their boss is exploiting them and learn of the "surplus theory of value." However, they react differently to the knowledge of their exploitation: some are willing to be exploited by the company, and the tighter they are squeezed, the more they feel they are worth. Others rise in mutiny, but this ruins the company and leaves them out of work. Still others band together and use their collective wisdom to deal with the boss....He Nian said that due to the different points of view held by the boss and the workers, he would borrow the structure of Rashomon to show things repeatedly from different viewpoints.I would so pay to see that.